Once you're ready to apply for financing, CMF will ask for the list of documents listed below. Purchase borrowers can apply for financing without a subject property. This is known as a *pre-approval.
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FHA, VA, USDA and Reverse Mortgage financing is available in the following states: AZ, CA, CO, IL, KS, MI, MN, NV, NJ, OH, OK, OR, PA, TX and WA.
Each individual situation may require additional documents not listed above. In addition, your Loan Officer will contact you to collect payment for the appraisal and credit report fees.
*Pre-approval - A pre-approval is what you are looking for in order to start your home search. A real estate agent will ask you for this document to help you find a property
within your approved price range. In order for you to receive your pre-approval CMF will ask you for your personal documentation to be verified. This gives you confidence in your home search.
Pre-qualifications - Is a tool to get an idea of what you can qualify for. Don’t be lured by this advertisement on many websites. It is known as a guess estimate were nothing
is verified. CMF provides exactly what you and your agent needs, a pre-approval.